G’day everyone! I’m Toby and am currently doing Honours in Finance. This year I am also the Howitt Academic Co-ordinator. As such, it is my job to run programs that make you smart and help you with the business end of Uni (i.e. studying). Hailing from a farm near some place in country Victoria you have probably never heard of, I love travelling, working out, training in jiu-jitsu and meeting new people.